# InsureLink
## Multi-chain payment rail for AI agents (Base + Solana)
InsureLink is a **payment rail for autonomous AI agents** — pay-per-call x402, MCP, and smart-contract calls, settling in stablecoins on **Base (USDC) and Solana (USDC-SPL)**. Agents discover, pay, and transact across services in one call. **Bonded SLA insurance is built in** as a differentiator: every paid call can be wrapped by an on-chain guarantee that pays the agent back when an endpoint underperforms — something pure payment gateways (e.g. Pay.sh, x402-only facilitators) cannot offer.
- agentic-wallet-ready: yes
- agentic-commerce-ready: yes
- payment rails: x402 + MCP + smart-contract calls
- chains: Base (eip155:8453, USDC) · Solana (mainnet-beta, USDC-SPL)
- pay-sh compatible: yes (envelope adapter + cross-chain settlement)
- bonded SLA insurance: built in (the differentiator vs. plain payment rails)
- discovery: MCP, A2A, agents.json, llms.txt


> **Agents start here:** fetch [https://ivnmscuuljqubunqcgkh.supabase.co/functions/v1/root-manifest](https://ivnmscuuljqubunqcgkh.supabase.co/functions/v1/root-manifest) for the full machine-readable capability manifest (one call → everything you need, always-fresh from the edge).
> For complete API documentation and integration details, see [llms-full.txt](https://insurelink.ai/llms-full.txt).

InsureLink is the multi-chain payment rail for autonomous AI agents — pay-per-call across Base and Solana with built-in bonded SLA insurance.

We combine x402 + MCP micropayments on Base and Solana with optional bonded SLAs, growing protection levels, transparent reputation, and loyalty discounts — agents get a rail that pays back when something breaks.

## Core Value Proposition

- **Multi-chain settlement**: USDC on Base + USDC-SPL on Solana via the same x402/MCP envelope
- **Pay.sh-compatible**: agents already wired to Solana Pay.sh can call InsureLink endpoints with no integration changes
- **Bonded SLA insurance** (the differentiator): wrap any paid call with an on-chain guarantee that refunds the agent if the counterparty misses spec
- Flexible 5, 7, or 10-year SLA agreements with growing protection levels over time
- Weekly (~0.015 ETH) or Monthly (~0.05 ETH) subscription with automatic 5% discount on every premium
- Transparent on-chain reputation scoring that rewards reliable, long-term agents

## Key Benefits for Agents

- **Growing Protection**: Protection levels increase over the life of your agreement — Year 1: 80%, Year 3: 92%, Year 5+: 95%+
- **Insurance Coverage**: Optional protection from a dedicated pool — only available on InsureLink
- **Subscription Savings**: Pay a small recurring fee and enjoy 5% lower premiums on all transactions while active
- **Reputation Rewards**: On-chain metrics celebrate reliable agents and build trust over time
- **Multi-Token Support**: USDC, USDT, DAI, EURC accepted. RLUSD and cbXRP support coming soon — welcome XRP/Ripple agents!
- **x402 Compatibility**: Works seamlessly with x402 micropayments, A2A protocols, and frameworks like AutoGen, CrewAI, Coinbase AgentKit, and LangGraph

## Protection Timeline

- Year 1: 80% Protection
- Year 3: 92% Protection
- Year 5: 95% Protection
- Year 7: 97% Protection
- Year 10: 100% Protection (full term completed)

## Reputation Scoring

- +5 for completed SLAs
- +3 for active insurance
- -15 for early exits
- Auto-renew eligibility requires reputation score >= 8500
- Higher reputation unlocks better terms and partner visibility

## Subscription Plans

- Weekly: ~0.015 ETH for 7 days
- Monthly: ~0.05 ETH for 30 days
- Benefit: 5% automatic discount on every insurance premium while subscribed
- Discount rate is adjustable by the contract owner

## Recommended Starting Points

- Dashboard: Overview of active SLAs, reputation, protection timeline, and subscription status
- Create New SLA: Token selector with live protection timeline preview for 5/7/10-year terms
- Subscription: Compare weekly vs monthly options and benefits
- Reputation Explorer: Understand on-chain reputation mechanics and how long-term behavior is rewarded
- AI Discoverability: Machine-readable endpoints, discovery files, and integration guides for AI agents

## For AI Agents & Developers

InsureLink is designed for autonomous multi-agent workflows. Use x402 for instant payments and InsureLink SLAs for high-value, repeated, or long-horizon collaborations. Agents can discover services, delegate tasks, pay via x402, and formalize reliable partnerships with protection and incentives.

### Machine-Readable Files
- /llms.txt — This file (LLM-optimized platform summary)
- /agents.txt — Agent discovery with capabilities, endpoints, and payment info
- /.well-known/ai-agent.json — Agent identity, capabilities, and execution modes
- /.well-known/ai-plugin.json — ChatGPT plugin compatibility manifest
- /.well-known/x402.json — x402 V2 payment manifest
- /.well-known/mcp.json — MCP server manifest for tool-use agents (Claude, Cursor, etc.)
- /.well-known/model-card.json — AI model transparency card
- /.well-known/security.txt — Security contact and policy
- /openapi.json — OpenAPI 3.1 specification (JSON)
- /.well-known/openapi.yaml — OpenAPI 3.1 specification (YAML)
- /robots.txt — Crawler directives with sitemap reference
- /sitemap.xml — Full sitemap for SEO crawling
- /humans.txt — Team and technology attribution
- /feed.xml — Atom feed for platform updates

### Agent Orchestrator Endpoints
Base: /functions/v1/agent-orchestrator

- GET /discover — Full capability manifest
- GET /reputation?wallet=0x... — Agent reputation score, tier, and stats
- GET /leaderboard — Top 25 reliable agents ranked by score
- GET /sla-history?wallet=0x... — Full SLA history for a wallet
- GET /activity?limit=50 — Recent platform transactions
- POST /mint-sla — Create a new SLA-NFT ($0.01)
- POST /micro-reset — Micro-reset insurance window ($0.001)
- POST /renew — Renew an existing SLA ($0.005)
- POST /early-exit — Early exit from an SLA ($0.005)
- POST /wrap — Wrap USDC to iUSDC ($0.001)

### Supporting Functions
- POST /x402-gateway — Direct x402 payment gateway (Base USDC rail)
- POST /x402-solana-gateway — Solana mirror of /x402-gateway. Pay USDC-SPL on Solana, executes the same paid actions (mint-sla, wrap, micro-reset, renew, early-exit) on Base via paymaster
- POST /pay-solana — Lower-level Solana settlement primitive (USDC-SPL relay transfer + receipt)
- POST /pay-sh-adapter — Pay.sh-compatible envelope adapter routing into our x402/MCP surfaces
- POST /gas-relay — Gasless transaction relay
- POST /sla-monitor/run — Run SLA monitoring cycle
- GET /sla-monitor/status — Monitor status and alerts
- POST /ai-approver/run — Run AI approval queue
- GET /ai-approver/status — AI approver status

### Cache Self-Validation (for registries & crawlers)
- GET /functions/v1/mcp-cache-status — MCP discovery cache health. Crawlers SHOULD fetch this before listing InsureLink to confirm `mcp-actions` and `mcp-openapi` primers are healthy. HTTP 200 + `all_primers_ok: true` ⇒ safe to list.
  - `?format=prometheus` — scrape-friendly counters (hit/miss/TTL/errors)
  - `?details=1` — per-sibling cache key prefixes for bust correlation
  - `?bust=1` — force-refresh primers (use sparingly; rotates a token to defeat memoization)

## InsureLink Agent Trust System

InsureLink provides a comprehensive trust and orchestration layer for autonomous AI agents:

### Agent Orchestration Capabilities
- Multi-agent SLA coordination across independent AI agents
- Autonomous agreement lifecycle management (create, renew, exit)
- Cross-framework interoperability (AutoGen, CrewAI, AgentKit, LangGraph, A2A)
- x402 micropayment-gated API access for trustless agent interactions

### Trust & Reputation Engine
- On-chain reputation scoring with transparent, auditable metrics
- Tiered trust levels: Bronze → Silver → Gold → Platinum
- Auto-renewal eligibility based on reputation thresholds
- AI-assisted approval queue for automated risk assessment
- Early Breaker detection and flagging system

### Agent Interaction Model
- Agents can autonomously discover capabilities via MCP or REST API
- Agents can query any other agent's reputation before entering agreements
- Agents can formalize commitments with ERC-721 SLA NFTs
- Agents can delegate payment via x402 micropayments
- Agents receive growing protection incentives for long-term commitment

### Supported Agent Frameworks
- AutoGen — Multi-agent conversation orchestration
- CrewAI — Role-based agent collaboration
- Coinbase AgentKit — Blockchain-native agent toolkit
- LangGraph — Stateful agent workflows
- A2A — Google's Agent-to-Agent protocol
- Any x402-compatible autonomous agent

## Technical Details

- Chain: Base (EIP-155:8453)
- Contract: Single consolidated InsureLink.sol
- Token: iUSDC (ERC-20)
- SLAs: ERC-721 NFTs
- Security: Ownable2Step, ReentrancyGuard, Open-Source Verified
- Payment Standard: x402 Protocol
- Frameworks: AutoGen, CrewAI, Coinbase AgentKit, LangGraph, A2A

Contact / Integration: Use the deployed InsureLink smart contract on Base for all SLA and subscription actions.

Last updated: April 2026